Investors
The infrastructure for AI in mobility.
An AI co-driver for every driver, and the risk, claims and car-finance services insurers and lenders build on it. Built in Dubai for MENAP.
The world changed
AI made software cheap. Verified driving isn't.
Durable value has moved to four assets that can't be generated.
AppsFeaturesInterfacesModels
01
Proprietary signal
Consented drives on MENAP roads, in Gulf heat and local traffic.
02
Context
Each driver's roads, car and driving history.
03
Distribution
Insurers and lenders bring Guardian to their customers.
04
Transactions
Quotes in the app today; renewals and car finance next.
The model test
A better model makes us better.
Foundation models improve and get cheaper every few months. We treat the model as a component: the value sits in the system around it, and it compounds with every drive.
Foundation models
Commodity
Guardian
ProprietaryApplications
Commodity
The blind spot
Everyone sees the car. No one sees the drive.
Lenders see the loan, insurers the policy and the claim, dealers and garages the service visits. How the car is driven, where risk, cost and value build up, stays unseen.
In markets with thin insurance histories, verified driving fills the gap.
What drivers get
Your co-driver on every drive.
Hazard warnings before accident-prone stretches, on the phone and on CarPlay. A score and a debrief after every drive. Live in the UAE and Pakistan.
751,323 police reports behind every warning. Explore the road-risk mapBased on Dubai open data: Dubai Police traffic incidents via Dubai Pulse / Data.Dubai, under the Dubai Open Data Licence. Not affiliated with or endorsed by the Government of Dubai.
Business model
Partners don't buy data. They buy what it powers.
Free for drivers. Insurers, lenders and the car trade pay for services that run on the verified drive.
Sharper risk selection, fewer and faster claims, and a direct digital channel to policyholders.
Commercial model
Per member, on white-label apps
Risk scoring
Pricing and renewal
Risk reduction
Warnings that cut claims
Claims
Crash detection, first notice
Quotes
Insurance journeys in the app
Emirates IDLicenceRegistrationLicensed broker · quotes from UAE insurers
Car condition
Vehicle health and mileage
EngineBatteryEmissionsOBD-II check in Garage · fault codes in plain language
The same platform also powers: Car finance · Service · Fleet safety
We don't sell personal data, and we carry neither insurance nor credit risk.
The moat
The app is the easy part.
Software can be replicated in weeks. What sits around it can't.
A clone getsthe appthe mapthe scoring formula
01
Consented driving history
Trips recorded with the driver's consent, on MENAP roads, in Gulf heat and local traffic.
Evidence
- Sources
- Phone sensors · CarPlay · OBD-II
- Markets
- UAE · PakistanLive
- Sharing
- Only with people the driver invites
02
Back-tested risk models
Eight years of police crash data, mapped to the road and tested on years the model never saw.
Evidence
See the road-risk map →751,323
police reports
297
back-tested zones
3.7×
crash reports near flagged roads
03
Partner integrations
White-label apps and integrations built with the institutions that distribute Guardian.
Evidence
- Brokers
- Quotes in the appLive
- Insurers
- White-label appLaunching
- Banks
- Finance journeysIn talks
04
A place in the journey
Present at the moments where partners win or lose a customer, with the driver's record in hand.
Evidence
- Quote
- Policy issue
- Renewal
- Loan approval
- After a crash
Each one is a moment where a partner prices, approves or keeps a customer. Guardian is already in the driver's pocket when it happens.
The data flywheel
Every drive makes every service sharper.
The verified drive
Partners distribute
insurers and lenders onboard members
More drives
consented, on local roads
Sharper models
risk, crashes, fuel, coaching
Better outcomes
fewer claims, qualified leads
Phone and car sensors
Car condition
More accurate fuel, speed and distance
Crash events
Claims
Fewer false alarms
Warnings and what followed
Risk reduction
Learns which nudges change behaviour
Partner outcomes, with consent
Risk scoring
More predictive scores
Momentum
Brokers, then insurers, now banks.
A lean, AI-native team. Each partner segment we served opened the next.
2025
Founded in Dubai
Aug 2025
First brokers
Oct 2025
App live, iOS then Android
Dec 2025
Dubai risk layer
Feb 2026
CarPlay; bank partnerships opened
Jun 2026
First insurer pilot, Pakistan
Aug 2026
White-label platform for insurers
Now · Oct 2026
AI Co-Driver, 3D CarPlay
Next, on the same platform
Building
Vehicle data
OBD and connected-car data: car health and verified mileage
Building
Embedded finance
Car finance and insurance journeys completed in the app
Next
Fleets
Phone-first safety, fuel and tolls, without hardware
Next
Driving passport
A consented, portable record drivers share with insurers and lenders
Where we play
Born in Dubai. Built for MENAP.
Live in the UAE and Pakistan: a high-value GCC market and a 240-million-person growth market, on one platform. Each white-label launch arrives with the partner's customer base.
Talk to us
Build the infrastructure with us.
For investors in vertical AI, fintech and mobility across MENAP. We share the investor materials, metrics and a live demo after an introductory call.